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First Imperial Credit Union

First Imperial Credit Union

Est. Date:


Previous Names:

Imperial Federal Credit Union


El Centro

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First Imperial Credit Union was the first credit union established in the Imperial County, California and has been financially serving its membership for more than 80 years. FICU has branches conveniently located in El Centro, Brawley, Calexico, and Imperial, as well as ATMs at El Centro Regional Medical Center and Imperial Valley College.


First Imperial Credit Union is a credit union located in Imperial County, California who has a mission to deliver quality, affordable financial services with an exceptional member-focused experience. As a not-for-profit financial institution, FICU gives back to its membership in the way of lower loan rates, higher dividend rates, affordable financial services, and investment in its community. First Imperial Credit Union was the first credit union established in the Imperial County, and has served its members for more than 80 years. On August 21, 1942, it was established as a federally chartered institution under the name of Imperial Federal Credit Union. Nearly six decades later on May 7, 1998, their name was changed to First Imperial Credit Union because they switched to be a state-chartered credit union and as such needed to drop "federal" from its name.

Currently, the credit union holds a community charter which enables FICU to invite all who live, work, worship in the Imperial County to become members. Additionally, FICU can extend membership to immediate relatives of existing members. In addition, FICU continues to be a state regulated financial institution as well as designated as a Minority Depository Institution. Over the years, the credit union has made many changes including names and slogans, but what has never changed is its guiding philosophy of "People helping people".

FICU serves more than 20,000 members in the Imperial County with assets totaling $183 million, and offers many financial services including checking and savings accounts and loans. We invite you to come and experience the First Imperial Credit Union difference where "We're more than a bank, we're your credit union."

First Imperial Credit Union

The first team of of our credit union

First Imperial Credit Union

Check presentation for the Cancer Resource Center of the Desert.

First Imperial Credit Union

The Brawley Branch new location that opened in January 2020.

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