
At the University of Kentucky Federal Credit Union, we live and breathe a powerful credit union principle: people helping people. Here, you’re not a customer. You’re a valued member of our community, a community where your financial needs and aspirations matter.
We remain strong not only by providing the products and services our members want, but by offering financial education that helps you understand and manage your finances. After all, when our members are financially fit, we can develop even more value for you and your community.
As a member-driven financial institution, UKFCU offers significant membership benefits, including low rates when you borrow and high rates when you save. More importantly, as a member, you own your credit union. Your participation by helping to elect or serve on the board of directors gives you a voice in your finances and your future.
History
In January 1937, a group of agriculture college employees from the University of Kentucky decided they needed a better way to save and borrow money. Together, they formed the University of Kentucky Federal Credit Union.
From our earliest days as a group of determined individuals looking for a better way to save and bank, UKFCU has grown to a $1.5 billion organization serving over 111,000 members. We offer a wide assortment of products and services, including checking and savings accounts, mortgage, auto and commercial loans, and investment services. UKFCU has a strong relationship with the University of Kentucky and the communities they serve. While we're bigger and stronger than ever, our mission, vision and values have remained steadfast for over 80 years.

